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Income documentation is not always easy for someone who is self employed or retired or for any person who doesn't have a fixed source of income. Instant Payday Loan and Instant Payday Loans Instant payday loans are financial loans that are available for anyone who is experiencing an unexpected crisis and is in need of additional cash fast. A lending institution will advance an instant payday loan of cash as a cash advance on a payroll check, allowing those in the midst of a short-term financial crisis to take care of their needs without a long-term financial loan. No Money Down Loans You want to buy a home but you do not have money for a down payment or for closing costs? Well, just forget it. At least that is what you have probably been told by people who think they know what they are talking about, but simply do not. Poor Credit Mortgage - Overcoming Financial Slumber There is a huge market for homeowners who have credit issues like - poor credit, sub prime loan borrowers. 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